Great Insurance With Geico Auto Insurance

Geico auto insurance is well known for their humorous television commercials. Between the gecko and the cavemen watching commercials on television has become a more pleasant experience. The customers of Geico auto insurance know that the commercials are only the beginning of a very pleasant experience with the insurance industry. Geico is a great company that provides great insurance.

History Of Geico Auto Insurance

In the midst of the Great Depression Leo and Lillian Goodwin began the Governmental Employees Insurance Company to provide insurance to select groups of people which allowed the company to offer lower rates and better service. The company rapidly became successful and over the years with the influence of several investors gradually expanded the customer base and the coverage provided.

In 2006 Geico grew to having over seven million policyholders. The company prides itself on continued growth by being committed to excellent coverage, low prices, and outstanding customer service. Customers know that Geico auto insurance continues to provide optimal insurance emulating the history of the company.

Great Service From Geico Auto Insurance

Geico offers twenty-four hour, seven day a week customer service through their excellent phone customer service or online at geico.com. No matter what the issue is, the customer can get help from Geico auto insurance any time of day. All the customer service agents cheerfully offer support, care and concern for the customers needs. Geico employees are also always looking for ways to help the customer save money by reviewing the available discounts the customer may be able to take advantage of.

If there needs to be a claim made, the geico claims department will work quickly to provide all the necessary services associated with the claim. The first concern will always be for the customer and any other individuals involved in any incident. A customer will truly know and feel that the Geico auto insurance company cares about them.

Great Rates From Geico Auto Insurance

Geico prides itself on low prices for their customers without sacrificing great service. There are still several specific groups of people that will receive discount because of their group association. For example, military members can receive insurance discounts for all their insurance needs through Geico. There is a long list of groups which geico provides discounted pricing for and any prospective customer just needs to call Geico to find out if they will qualify for a discount. Even if there is not a discount group for the customer the low prices geico offers are still highly competitive and considering the great customer service are exceptional rates. Purchasing insurance through Geico auto insurance will be a great choice.

How to Find the Right Auto Insurance in California

The fact that California is well known for congested traffic, high accident counts and a ridiculous amount of commute time, means good auto insurance in California is crucial. Without it, you run the risk of needing repairs due to accidents that aren’t covered, or big gaps in the auto coverage itself.

When it comes to choosing auto insurance in California, it’s important to know exactly what you’re looking for in the coverage. Start by making a comprehensive list of the things you should find out from a California auto insurance company before deciding to do business with them. Something you’ll want to keep in mind when making the list is what kind of auto insurance you are looking for.

For example if you drive a new vehicle that you make payments on, you’ll be required to purchase full auto insurance coverage which will cover both you and the other party, if an accident were to happen that was found to be your fault.

If the car you drive is not new and/or you own the vehicle outright, you have the option of choosing simple liability auto insurance for the State of California. This coverage would insure the driver of a vehicle you had an accident with and was deemed your fault, but would not cover your own vehicle under any circumstance.

The benefit of having liability auto insurance is the fact that it’s less expensive than full coverage. On the other hand, you’ll have to make a decision on whether or not your vehicle is worth more than what you’d pay for full insurance. While full coverage is more expensive than liability coverage, it can save you a lot of money in the end if you’re vehicle is worth more than what you pay for the full auto coverage.

Now What?

After making a list of your needs and preferences in an insurance company, comparison shop until you’ve narrowed down 3-4 of your favorite options. The state of California has many auto insurance options, so make sure not to settle. Once you’ve narrowed the playing field, find review website for insurance companies to find out what others have to say about the service. Websites like www.carreview.com can offer you valuable information for auto insurance in many states, including California. Other websites like www.carinsurance.com can offer different quotes from insurance companies, making it easier to comparison shop.